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The internet and our smart devices are amazing tools, connecting us to friends, family, and a world of information. But sometimes, tricky things called online scams pop up, trying to trick us into giving away personal information or money. It can feel a bit overwhelming, especially if you’re not super tech-savvy or if you’re new to using phones, iPads/tablets, or computers. Don’t worry, staying safe online doesn’t mean you need to be a computer whiz. It’s mostly about knowing a few simple tricks and habits. This guide is made to be especially simple for non-tech phone, iPad/tablet, and computer users like you. While this page focuses on specific tips to avoid scams, you can find more comprehensive information on broader digital safety topics elsewhere.

Understanding Common Online Scams

Online scammers use many different methods, but they often rely on similar tricks. Knowing what to look out for is your best defense.

Email and Text Message Scams (Phishing)

  • What it is: Phishing is like fishing, but for your personal information. Scammers send fake emails or text messages that look like they’re from a trusted company or person, like your bank, a delivery service, or even a government agency. These messages often try to create a sense of urgency or fear.

  • How to spot it:

    • Strange Sender: Look at the email address, not just the name. Does it look official? Often, it will be a jumble of letters or from a generic email service.

    • Bad Grammar or Spelling: Professional organizations usually have perfect writing. Mistakes are a big red flag.

    • Urgent Demands: Scammers often demand immediate action, like

      Frequently Asked Questions

      How do I spot a fake email?
      Look for strange sender addresses, bad grammar, urgent requests, or demands for personal information. Legitimate companies rarely ask for sensitive details via email.
      Can my phone get a virus from a scam?
      Clicking on suspicious links or downloading unknown files from scam messages can potentially install harmful software on your device. It’s best to avoid clicking anything you’re unsure about.
      What if I accidentally click a link?
      If you click a suspicious link, close the browser window immediately. Don’t enter any information. It’s also a good idea to run a security scan on your device if you have security software, just in case.

      People Also Ask

      What are common online scams?
      Common online scams include phishing emails, fake websites, tech support impersonation calls, and ‘too good to be true’ offers. These scams often try to trick you into revealing personal information or sending money.
      How to protect against online fraud?
      To protect against online fraud, always verify the sender of messages, check website addresses carefully, be skeptical of urgent requests, and never share sensitive personal details unless you’re certain it’s legitimate. Pausing and thinking before you click can prevent many issues.
      Can I report an online scam?
      Yes, you can and should report online scams. In the United States, you can report scams to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov. Other countries have similar government agencies for reporting cybercrime.
      What to do if I’m scammed?
      If you believe you’ve been scammed, immediately contact your bank or credit card company if money was involved. Change any compromised passwords, report the incident to the appropriate authorities, and consider running a security scan on your devices.